Privacy Policy


SHARON K CHAPMAN understands that your privacy is important to you. I am committed to protecting the privacy of your personally-identifiable information as you use this website. This Privacy Policy tells you how I protect and use information that I gather from you. By using this website, you consent to the terms described in the most recent version of this Privacy Policy. “My”, “I”, “me”, “our”, means SHARON K CHAPMAN and its affiliates. “You,” “your,” visitor,” or “user” means the individual accessing this site.



My Privacy Policy identifies how I treat your personal and non-personal information.



Non personal information is information that cannot identify you. If you visit this web site to read information, such as information about one of my services, I may collect certain non-personal information about you from your computer’s web browser. Because non-personal information cannot identify you or be tied to you in any way, there are no restrictions on the ways that I can use or share non-personal information. What is personal information and how is it collected? Personal information is information that identifies you as an individual, such as your name, mailing address, e-mail address, telephone number, and fax number. I may collect personal information from you in a variety of ways: • When you send me an application or other form • When you conduct a transaction with me, our affiliates, or others • When I collect information about in you in support of a transaction, such as credit card information • In some places on this web site you have the opportunity to send me personal information about yourself, to elect to receive particular information, to purchase access to one of my products or services, or to participate in an activity.



I do not use cookies.



SHARON K CHAPMAN may keep and use personal information I collect from or about you to provide you with access to this web site or other products or services, to respond to your requests, to bill you for products/services you purchased, and to provide ongoing service and support, to contact you with information that might be of interest to you, including information about products and services of mine and of others, or ask for your opinion about my products or the products of others, for record keeping and analytical purposes and to research, develop and improve programs, products, services and content. Personal information collected online may be combined with information you provide to me through other sources. I may also remove your personal identifiers (your name, email address, social security number, etc). In this case, you would no longer be identified as a single unique individual. Once I have de-identified information, it is non-personal information and I may treat it like other non-personal information. Finally, I may use your personal information to protect my rights or property, or to protect someone’s health, safety or welfare, and to comply with a law or regulation, court order or other legal process.



I will not share your personal information collected from this web site with an unrelated third party without your permission, except as otherwise provided in this Privacy Policy. In the ordinary course of business, I may share some personal information with companies that I hire to perform services or functions on my behalf. In all cases in which I share your personal information with a third party for the purpose of providing a service to me, I will not authorize them to keep, disclose or use your information with others except for the purpose of providing the services I asked them to provide.

I will not sell, exchange or publish your personal information, except in conjunction with a corporate sale, merger, dissolution, or acquisition. For some sorts of transactions, in addition to my direct collection of information, my third party service vendors (such as credit card companies, clearinghouses and banks) who may provide such services as credit, insurance, and escrow services may collect personal information directly from you to assist you with your transaction. I do not control how these third parties use such information, but I do ask them to disclose how they use your personal information before they collect it.

If you submit a review for a third party (person or business) using my Facebook Fan Review Application, during the submission process I ask your permission to gather your basic information (such as name and email address) which I then share with the third party for whom you are submitting the review. I may be legally compelled to release your personal information in response to a court order, subpoena, search warrant, law or regulation.

I may cooperate with law enforcement authorities in investigating and prosecuting web site visitors who violate my rules or engage in behavior, which is harmful to other visitors (or illegal). I may disclose your personal information to third parties if I feel that the disclosure is necessary to protect my rights or property, protect someone’s health, safety or welfare, or to comply with a law or regulation, court order or other legal process. As discussed in the section on cookies and other technologies, from time to time I may allow a third party to serve advertisements on this web site.

If you share information with the advertiser, including by clicking on their ads, this Privacy Policy does not control the advertiser’s use of your personal information, and you should check the privacy policies of those advertisers and/or ad services to learn about their use of cookies and other technology before linking to an ad.



I may contact you periodically by e-mail, mail or telephone to provide information regarding programs, products, services and content that may be of interest to you. In addition, some of the features on this web site allow you to communicate with me using an online form. If your communication requests a response from me, I may send you a response via e-mail. The e-mail response or confirmation may include your personal information. I cannot guarantee that our e-mails to you will be secure from unauthorized interception.



I have implemented generally accepted standards of technology and operational security in order to protect personally-identifiable information from loss, misuse, alteration, or destruction. Only authorized personnel and third party vendors have access to your personal information, and these employees and vendors are required to treat this information as confidential. Despite these precautions, I cannot guarantee that unauthorized persons will not obtain access to your personal information.



This site contains links to other sites that provide information that we consider to be interesting. SHARON K CHAPMAN is not responsible for the privacy practices or the content of such web sites.



This site may provide public discussions on various business topics. Please note that any information you post in these discussions will become public, so please do not post sensitive information in the public discussions. Whenever you publicly disclose information online, that information could be collected and used by others. I am not responsible for any action or policies of any third parties who collect information that users disclose in any such forums on the web site.



You may access, correct, update, and/or delete any personally-identifiable information that you submit to the web site. You may also unsubscribe from mailing lists or any registrations on the web site. To do so, please either follow instructions on the page of the web site on which you have provided such information or subscribed or registered or contact me at Sharon.chapman@live.com.au.



SHARON K CHAPMAN will not intentionally collect any personal information (such as a child’s name or email address) from children under the age of 13. If you think that I have collected personal information from a child under the age of 13, please contact me at Sharon.chapman@live.com.au.



SHARON K CHAPMAN reserves the right to modify this statement at any time. Any changes to this Privacy Policy will be listed in this section, and if such changes are material, a notice will be included on the homepage of the web site for a period of time. If you have any questions about privacy at any websites operated by SHARON K CHAPMAN or about my website practices, please contact me at: Sharon.chapman@live.com.au



I will use all reasonable endeavours to protect and keep your personal information confidential. If any of your personal information is accessed by a third party, whether through our negligence or otherwise, to the extent permitted by law, I disclaim any and all liability to any person or organisation for loss, damage or costs.



This policy and the use of this website is governed by and construed in accordance with the laws of Victoria, Australia. If a dispute arises under this policy, which cannot be resolved by negotiation in a reasonable time, the dispute will be submitted for arbitration in accordance with the rules of the Institute of Arbitrators, Australia in the following location: Melbourne, Australia. Each party shall be responsible for its own costs and fees other than legal fees associated with mediation. This statement and the policies outlined herein are not intended to, and do not create any contractual or other legal rights in or on behalf of any party.

All rights not expressly granted herein are reserved.



If you would like to know more about on-line privacy, visit The Australian Privacy Commissioner’s website.